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Did I Hurt Our Credit Score By Paying A Collector?

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Questions to Ask

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Let us know how this turns out! Being contacted by a collections agency can be scary and overwhelming.

Some Important Considerations

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I was honestly irresponsible and let it go to collections. In addition, if any of the information reported about a collection account or late payments to the credit reporting agencies is inaccurate or incomplete, you have the right to dispute that account with the agencies. One you file for bankruptcy, you are protecting the automatic stay. If a collector keeps a debt on your credit report for an extended period of time � past seven years � you can dispute the debt and have it removed, especially if you have proof of the start of the delinquency.

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